Jefferson · Shelby · St. Clair · Blount Counties
Creative solutions to sell your house in the Greater Birmingham area.
When a traditional sale doesn't fit your situation, there may be another way. Legacy Estate Capital offers creative finance options like seller financing, subject-to, lease options, and novations — explained in plain language, with no obligation.
- Options when you owe close to what it's worth
- Flexible terms built around your goals
- No-obligation conversation
Find Your Best Option
Tell us about your property and your goals. We'll reach out to walk through which solutions might fit. No pressure, no obligation.
Start Here →Takes about a minute · No obligation
Simple & Straightforward
How It Works
Tell Us About Your Situation
Fill out the short form and we'll follow up to ask about the house, your mortgage, and what you're hoping to accomplish.
Review Your Options
We'll explain the creative solutions that may fit, in plain language, and put a written, no-obligation proposal in front of you. Take your time.
Move Forward on Your Terms
If you choose to proceed, we work with a title company or attorney to close on a timeline that works for you.
More Than One Way to Sell
Creative Finance Solutions
Not every house fits a traditional sale. Here are some of the options we may be able to offer, in plain language. Each has trade-offs, and we'll walk through them honestly.
Seller Financing
Instead of getting all your money at closing, you act as the bank and receive monthly payments, with interest, over an agreed term. This may help you get a higher price over time and create steady monthly income.
Subject-To
We take over making your existing mortgage payments while the loan stays in your name. This may help if you've fallen behind or owe close to what the house is worth. We'll explain exactly how it works and what risks to consider.
Lease Option
We lease the property from you with the option to buy it later at an agreed price. You may receive rent now and a sale later, without paying for repairs and showings up front.
Novation
We partner with you to prepare and market the house for sale on the open market. This may help you net more than an as-is sale, without paying for the work out of pocket.
Whether any of these fit depends on your mortgage, equity, and goals. If none of them make sense for you, we'll tell you.
Whatever You're Facing
Situations We Help With
Every situation is different. We listen first and look for a solution that fits yours.
Inherited Property
Settling an estate can be overwhelming. We can help you sell a house you've inherited without the hassle of cleanouts or repairs.
Behind on Payments
Falling behind on your mortgage? A creative solution may help you stop falling further behind. Reach out early so you have more options.
Needs Repairs
Roof, foundation, outdated kitchen, or just a lot of deferred maintenance — sell it as-is and skip the renovations.
Divorce
A quick, simple sale can make a difficult transition a little easier for everyone involved.
Relocation
New job or moving out of state? Sell on a schedule that matches your move, without carrying two homes.
Tired Landlord
Done with tenants, turnovers, and repair calls? We can buy rental properties, occupied or vacant.
Local to Central Alabama
Counties We Serve
Jefferson County
Birmingham, Hoover, Bessemer, Homewood, Vestavia Hills, Trussville & surrounding areas
Shelby County
Pelham, Alabaster, Helena, Chelsea, Calera, Montevallo & surrounding areas
St. Clair County
Pell City, Moody, Odenville, Springville, Ashville & surrounding areas
Blount County
Oneonta, Blountsville, Hayden, Cleveland, Locust Fork & surrounding areas
About Legacy Estate Capital
A local buyer who puts people first.
Hi, I'm Lacey Arrington, founder of Legacy Estate Capital LLC. I started this company to give homeowners in the Greater Birmingham area more options than a traditional sale — creative solutions like seller financing, subject-to, lease options, and novations.
Selling a house can come with a lot of stress, especially during a life change. My goal is to listen, explain your options clearly, and find a solution that works for you — with no pressure and no obligation. Even if selling to us isn't the right fit, I'm happy to point you in a helpful direction.
— Lacey Arrington, Founder
Let's Talk About Your PropertyNo Obligation
Let's Explore Your Options
Share a few details and we'll be in touch to learn more about your property, your goals, and which solutions might fit.
- Emaillacey@legacyestatecap.com
- ServingJefferson, Shelby, St. Clair & Blount Counties, AL