:root{
  --navy:#14254a; --navy-2:#1d3466; --navy-3:#0d1a36;
  --gold:#c9a24b; --gold-2:#b38c36;
  --cream:#f7f3ec; --ink:#1f2633; --muted:#5b6475; --line:#e4ddd0;
  --radius:14px; --shadow:0 12px 36px rgba(20,37,74,.12);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);line-height:1.65;background:#fff;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3{font-family:'Playfair Display',Georgia,serif;line-height:1.2;color:var(--navy)}
.container{width:min(1140px,100% - 40px);margin-inline:auto}

/* buttons */
.btn{display:inline-block;font-weight:600;padding:14px 26px;border-radius:999px;transition:.2s;border:2px solid transparent;cursor:pointer;font-size:1rem;font-family:inherit;text-align:center}
.btn-gold{background:var(--gold);color:var(--navy-3)}
.btn-gold:hover{background:var(--gold-2)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-2)}
.btn-ghost{border-color:rgba(255,255,255,.55);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.1)}
.btn-sm{padding:10px 20px;font-size:.92rem}
.btn-block{display:block;width:100%}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;height:72px}
.brand{display:flex;align-items:center;gap:10px}
.brand-mark{width:40px;height:40px;border-radius:10px;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-family:'Playfair Display',serif;font-weight:700;font-size:1.35rem}
.brand-text{font-family:'Playfair Display',serif;font-weight:700;font-size:1.2rem;color:var(--navy)}
.brand-text em{font-style:normal;color:var(--gold-2)}
.nav-links{display:flex;gap:28px;font-weight:500;color:var(--muted);font-size:.95rem}
.nav-links a:hover{color:var(--navy)}

/* hero */
.hero{background:radial-gradient(1200px 500px at 85% -10%,rgba(201,162,75,.22),transparent 60%),linear-gradient(135deg,var(--navy-3),var(--navy) 55%,var(--navy-2));color:#fff;padding:96px 0 104px}
.hero-inner{display:grid;grid-template-columns:1.35fr 1fr;gap:56px;align-items:center}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:700;color:var(--gold-2);margin-bottom:12px}
.hero .eyebrow{color:var(--gold)}
.eyebrow.center{text-align:center}
.eyebrow.light{color:var(--gold)}
.hero h1{color:#fff;font-size:clamp(2.1rem,4.6vw,3.4rem);margin-bottom:20px}
.lead{font-size:1.15rem;color:#d7deec;max-width:580px;margin-bottom:32px}
.hero-ctas{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:32px}
.hero-points{list-style:none;display:flex;flex-wrap:wrap;gap:10px 26px;color:#e9edf5;font-size:.95rem}
.hero-points li::before{content:"✓";color:var(--gold);font-weight:700;margin-right:8px}
.hero-card{background:#fff;color:var(--ink);border-radius:var(--radius);padding:34px;box-shadow:0 20px 50px rgba(0,0,0,.25);border-top:5px solid var(--gold)}
.hero-card h2{font-size:1.6rem;margin-bottom:10px}
.hero-card p{color:var(--muted);margin-bottom:22px}
.hero-card .hero-card-note{margin:16px 0 0;text-align:center;font-size:.92rem}

/* sections */
.section{padding:92px 0}
.section-tint{background:var(--cream)}
.section-navy{background:var(--navy);color:#e3e8f2}
.section-title{text-align:center;font-size:clamp(1.9rem,3.4vw,2.6rem);margin-bottom:14px}
.section-sub{text-align:center;color:var(--muted);max-width:620px;margin:0 auto}

.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:48px}
.step{position:relative;padding:38px 30px 30px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}
.step-num{position:absolute;top:-22px;left:30px;width:44px;height:44px;border-radius:50%;background:var(--navy);color:var(--gold);font-family:'Playfair Display',serif;font-weight:700;font-size:1.25rem;display:grid;place-items:center;box-shadow:0 6px 16px rgba(20,37,74,.25)}
.step h3{font-size:1.3rem;margin-bottom:10px}
.step p{color:var(--muted)}

.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:48px}
.card{background:#fff;border-radius:var(--radius);padding:30px;box-shadow:var(--shadow);transition:transform .2s}
.card:hover{transform:translateY(-4px)}
.icon{width:52px;height:52px;border-radius:12px;background:var(--cream);display:grid;place-items:center;font-size:1.5rem;margin-bottom:16px}
.card h3{font-size:1.2rem;margin-bottom:8px}
.card p{color:var(--muted);font-size:.97rem}

.counties{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:44px}
.county{border-radius:var(--radius);padding:28px 24px;background:linear-gradient(160deg,#fff,var(--cream));border:1px solid var(--line);border-left:4px solid var(--gold)}
.county h3{font-size:1.2rem;margin-bottom:8px}
.county p{color:var(--muted);font-size:.93rem}

.about{display:grid;grid-template-columns:.85fr 1.15fr;gap:64px;align-items:center}
.about-photo{position:relative}
.about-photo::after{content:"";position:absolute;inset:18px -18px -18px 18px;border:2px solid var(--gold);border-radius:var(--radius);z-index:0}
.about-photo img{position:relative;z-index:1;border-radius:var(--radius);aspect-ratio:4/5;object-fit:cover;object-position:50% 15%;width:100%;height:auto;box-shadow:0 20px 50px rgba(0,0,0,.35)}
.about-copy h2{color:#fff;font-size:clamp(1.9rem,3.2vw,2.5rem);margin-bottom:20px}
.about-copy p{margin-bottom:16px;font-size:1.05rem}
.about-copy .signature{font-family:'Playfair Display',serif;font-style:italic;color:#fff;font-size:1.15rem;margin-bottom:28px}
.placeholder{background:rgba(201,162,75,.18);color:var(--gold);padding:1px 6px;border-radius:4px;font-weight:600;border:1px dashed var(--gold)}

.form-wrap{display:grid;grid-template-columns:1fr 1.2fr;gap:56px;align-items:start}
.form-intro h2{font-size:clamp(1.9rem,3.2vw,2.5rem);margin-bottom:14px}
.form-intro>p{color:var(--muted);margin-bottom:28px}
.contact-list{list-style:none;display:grid;gap:14px}
.contact-list li{background:#fff;border-radius:12px;padding:14px 18px;border:1px solid var(--line)}
.contact-list span{display:block;font-size:.75rem;text-transform:uppercase;letter-spacing:.12em;color:var(--gold-2);font-weight:700}
.contact-list strong{color:var(--navy)}
.lead-form{background:#fff;border-radius:var(--radius);padding:36px;box-shadow:var(--shadow);border-top:5px solid var(--navy)}
.field{margin-bottom:18px;flex:1}
.field-row{display:flex;gap:16px}
label{display:block;font-weight:600;font-size:.9rem;margin-bottom:6px;color:var(--navy)}
input,select{width:100%;padding:13px 14px;border:1.5px solid #d6d9e0;border-radius:10px;font:inherit;font-size:1rem;background:#fff;color:var(--ink)}
input:focus,select:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(20,37,74,.12)}
.form-fine{font-size:.82rem;color:var(--muted);margin-top:14px;text-align:center}
.form-note{margin-top:12px;padding:12px;border-radius:10px;background:#fff6e0;color:#7a5a12;font-size:.9rem;text-align:center}

.site-footer{background:var(--navy-3);color:#aeb8cc;padding:56px 0 28px;font-size:.95rem}
.footer-inner{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap;padding-bottom:28px;border-bottom:1px solid rgba(255,255,255,.1)}
.brand-footer{margin-bottom:12px}
.brand-footer .brand-text{color:#fff}
.footer-contact{text-align:right;color:#fff}
.footer-bottom{padding-top:22px;font-size:.85rem}
.disclaimer{margin-top:6px;color:#7f8aa3}

@media (max-width:960px){
  .nav-links{display:none}
  .hero{padding:64px 0 72px}
  .hero-inner,.about,.form-wrap{grid-template-columns:1fr;gap:40px}
  .steps{grid-template-columns:1fr;gap:40px}
  .cards{grid-template-columns:1fr 1fr}
  .counties{grid-template-columns:1fr 1fr}
  .about-photo{max-width:440px;margin:0 auto}
}
@media (max-width:600px){
  .section{padding:68px 0}
  .brand-text{font-size:1.02rem}
  .brand-mark{width:34px;height:34px;font-size:1.1rem}
  .btn-sm{padding:9px 14px;font-size:.85rem}
  .cards,.counties{grid-template-columns:1fr}
  .field-row{flex-direction:column;gap:0}
  .hero-ctas .btn{flex:1 1 100%}
  .hero-card,.lead-form{padding:26px 22px}
  .about-photo::after{inset:12px -10px -12px 10px}
  .footer-inner{flex-direction:column}
  .footer-contact{text-align:left}
}

/* solutions */
.solutions{display:grid;grid-template-columns:repeat(2,1fr);gap:24px;margin:48px 0 28px}
.solution{background:#fff;border-radius:var(--radius);padding:30px;box-shadow:var(--shadow);border-left:5px solid var(--gold)}
.solution h3{font-size:1.3rem;margin-bottom:10px}
.solution p{color:var(--muted)}
.section-sub.small{font-size:.92rem;font-style:italic}
#situations .card{border:1px solid var(--line)}
#areas .county{background:#fff}
@media (max-width:700px){.solutions{grid-template-columns:1fr}}
.btn-sm{white-space:nowrap}
.sm-only{display:none}
@media (max-width:600px){.lg-only{display:none}.sm-only{display:inline}}

/* form extras */
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;opacity:0}
textarea{width:100%;padding:13px 14px;border:1.5px solid #d6d9e0;border-radius:10px;font:inherit;font-size:1rem;resize:vertical;color:var(--ink)}
textarea:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(20,37,74,.12)}
.opt{font-weight:400;color:var(--muted)}
.footer-contact a,.thanks-note a{text-decoration:underline}

/* thank-you page */
.thanks{min-height:62vh;display:flex;align-items:center;text-align:center}
.thanks-inner{max-width:720px}
.thanks-inner .lead{margin:0 auto 18px}
.thanks-check{width:76px;height:76px;margin:0 auto 22px;border-radius:50%;background:var(--gold);color:var(--navy-3);font-size:2.2rem;font-weight:700;display:grid;place-items:center}
.thanks-note{color:#c3cbdc;margin-bottom:30px}
.thanks-note a{color:#fff}
section[id]{scroll-margin-top:80px}